Terms and Conditions

These Terms and Conditions govern your use of Cymoraqelinth's financial planning subscription services and website. By accessing our services, you agree to be bound by these terms.

Last updated: August 13, 2025

Acceptance of Terms

By using this website, you signify your acceptance of this disclaimer. If you do not agree to this disclaimer, please do not use our website.

Definitions

For the purposes of these terms, the following definitions apply:

• Service: The financial planning subscription service provided by Cymoraqelinth, including consultations, analysis, and ongoing support
• User/Client: Any individual who subscribes to or uses our financial planning services
• Subscription: The monthly recurring payment arrangement for accessing our financial planning services
• Platform: Our website, mobile applications, and any related digital services provided by Cymoraqelinth

Use of Services

Your use of our financial planning services is subject to the following conditions:

Permitted Uses

• Accessing financial planning consultations for personal financial management purposes
• Using our platform to schedule appointments and access planning resources
• Sharing necessary financial information for consultation purposes

Prohibited Activities

• Using our services for commercial purposes without written authorization
• Attempting to access unauthorized areas of our platform or systems
• Sharing login credentials or allowing unauthorized access to your account
• Providing false or misleading information during consultations

User Responsibilities

As a user of our services, you are responsible for:

• Providing accurate and complete information necessary for financial planning consultations
• Maintaining the confidentiality of your account credentials and login information
• Notifying us promptly of any changes to your contact information or circumstances
• Using our services in compliance with applicable laws and regulations

Intellectual Property

All content, materials, and resources provided through our services remain the intellectual property of Cymoraqelinth. You may not reproduce, distribute, or create derivative works without explicit written permission.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms an integral part of these terms. Privacy Policy.

Service Disclaimers

Limitation of Liability

To the maximum extent permitted by Malaysian law, Cymoraqelinth's liability is limited to the amount paid for services in the 12 months preceding any claim. We exclude liability for indirect, consequential, or special damages.

Indemnification

You agree to defend, indemnify and hold harmless Cymoraqelinth and its affiliates from any claims, damages, obligations, losses, liabilities, costs or debt arising from your use of this website or violation of these terms.

Dispute Resolution

In the event of disputes arising from these terms or our services, the following resolution procedures apply:

Service Termination

Either party may terminate the service relationship with 30 days written notice. Upon termination, your access to services will cease, though these terms continue to apply to past service usage.

Governing Law

These terms are governed by Malaysian law, and any disputes shall be subject to the exclusive jurisdiction of Malaysian courts.

Severability

If any provision of this disclaimer is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.

Entire Agreement

These terms, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and Cymoraqelinth regarding our services.

Modifications

We reserve the right to modify these terms with reasonable notice. Continued use of services after modifications constitutes acceptance of updated terms.

Contact Information

Questions about these terms should be directed to our customer service team through the contact information provided on our website.